Cleriqa iconCleriqa
Book a demo

Comparison

Cleriqa vs Float

Frédéric Vérin·Founder & CEO·Last reviewed: May 2026

What is the difference?

Both Cleriqa and Float connect to accounting software and produce cash-related outputs for SMEs and accounting firms. The key difference is scope and distribution model. Float is a cash flow forecasting tool that delivers visibility and scenario modelling. Cleriqa is a decision layer that adds automated data validation, prioritized action plans, what-if modelling, lender-ready outputs, and a revenue-sharing distribution model for accounting firms.

Feature comparison

The table below compares Cleriqa and Float across eight dimensions relevant to accounting firms and SMEs evaluating cash flow and advisory tools. Entries are based on publicly available product information and reflect the products as of May 2026.

Feature
Cleriqa
Float
Primary output
Decision layer: cash forecasts, action plans, what-if scenarios, lender-ready packs
Cash flow forecasting dashboard
Data validation
Automated misclassification detection, anomaly flagging, correction proposals before delivery
Relies on clean source data from accounting software
Accounting firm distribution
Partner-first model: white-labelled, revenue-sharing, firm keeps client relationship
Direct SaaS to SMEs; accountant access available
Partner economics
Revenue share for accounting firms; advisory revenue added without headcount change
No revenue share model for accounting partners
SME decision support
Prioritized action plan, what-if scenario modelling, lender-ready reporting
Scenario modelling; no action-plan layer
Lender-ready outputs
Automated finance packs structured for lender and investor conversations
Not a core feature
Review and rework reduction
Core outcome: reduces accountant review hours and rework cycles
Not a stated objective
Positioning
CFO intelligence layer for SMEs, distributed through accounting firms
Cash flow forecasting tool for SMEs and accountants

Choose Cleriqa if

  • ->You are an accounting firm that wants to reduce review and rework while adding advisory revenue under your own brand
  • ->You need automated data validation before outputs reach clients
  • ->You want a prioritized action plan, not just a forecast
  • ->You need lender-ready finance packs produced automatically
  • ->You want a revenue-sharing partner model, not a per-seat licence

Choose Float if

  • ->You need a standalone cash flow forecasting dashboard integrated directly with Xero or QuickBooks
  • ->You primarily want scenario modelling and visual cash projections
  • ->You are an SME that wants a self-serve tool without accounting firm involvement
  • ->You want a product with an established user base and public pricing

Want to see how Cleriqa works in practice?

Partner model for accounting firms ->SME cash visibility ->Book a walkthrough ->